Payments Infrastructure
Payment Wallet
Launch a branded digital wallet for payments and transfers.
Our payment wallet platform lets banks, retailers, SACCOs and fintechs issue their own branded digital wallet — open or closed loop — without building ledgers, KYC flows and reconciliation from the ground up.
Customers can store value, send and receive money, pay bills, buy airtime and transact at POS. Behind the scenes you get a double-entry ledger, configurable limits and the audit trail your regulator will ask for.
What you get
Tiered KYC and onboarding
Configure verification tiers with matching balance and velocity limits so you can onboard fast without breaching AML obligations.
Wallet-to-wallet and cash-out
Instant peer transfers, agent-network cash-in and cash-out, and bank settlement built in.
Card and POS linking
Link wallets to Zimswitch CPA cards or accept wallet payments at any of our POS terminals.
Double-entry ledger
Every movement is journalled, so balances reconcile to the cent and disputes have a defensible audit trail.
TRUSTED BY BUSINESSES ACROSS INDUSTRIES
Frequently asked questions
Can I run a closed-loop wallet for my own customers?
Yes. The platform supports closed-loop wallets for a single merchant or scheme as well as open-loop wallets that interoperate with banks, mobile money and card networks.
Does the wallet support agent networks?
Yes. Agent cash-in and cash-out, agent float management and commission handling are part of the platform.