Payment services built in Zimbabwe
Jugaad covers the whole payment value chain — a PCI DSS certified payment switch, a payment gateway, mobile wallets, Zimswitch CPA and CPACE cards, Sunmi, Aisino and Nexgo POS devices, airtime and bill payment APIs across Econet, NetOne, Telecel, ZESA and DStv, bulk SMS, Thales HSM as a service, and ZIMRA-approved FDMS fiscalisation.
Every product below is engineered in-house in Harare and runs in production for banks, fintechs and enterprises across the country.
TRUSTED BY BUSINESSES ACROSS INDUSTRIES
Payments Infrastructure
The rails underneath every transaction — switching, gateways, wallets and hardware-backed key management.
Card Solutions
Zimswitch CPA and CPACE card issuing, personalisation, processing and lifecycle management.
POS Devices
Official distribution, deployment and support for Sunmi, Aisino and Nexgo point-of-sale hardware.
APIs & Value-Added Services
Airtime, bill payment, bulk disbursement and SMS APIs covering Econet, NetOne, Telecel, ZESA and DStv.
Fiscalisation & Invoicing
ZIMRA-approved FDMS fiscalisation and compliant invoicing for businesses of every size.
Digital Banking
Mobile banking, internet banking and loan management platforms for banks, neobanks and microfinanciers.
Software Engineering
Bespoke enterprise systems built in-house by our engineering team.