Our financial switch is the engine room of the Jugaad platform: an independently PCI DSS certified switching layer that authorises, routes and settles transactions between acquirers, issuers, wallets and national schemes.
It was engineered in-house for the realities of the Zimbabwean market — intermittent connectivity, multi-currency settlement and the strict security expectations of regulated financial institutions — and it runs in production today for banks, fintechs and payment service providers.
What you get
PCI DSS certified
Independently assessed and certified for secure card transaction processing, so your compliance programme inherits ours instead of starting from scratch.
Scheme and wallet routing
Route to Zimswitch, international schemes, mobile money wallets and internal core banking systems from a single integration.
Multi-currency settlement
Authorise in one currency, settle in another, with reconciliation files that match what your finance team already uses.
High availability by design
Service-oriented architecture with horizontal scaling, so peak-day volumes do not become peak-day outages.
TRUSTED BY BUSINESSES ACROSS INDUSTRIES
Frequently asked questions
Is the Jugaad payment switch PCI DSS certified?
Yes. Our financial switch has been independently assessed and certified against the PCI DSS standard for secure card transaction processing.
Can the switch connect to Zimswitch?
Yes. The switch supports Zimswitch connectivity alongside international card schemes, mobile money wallets and core banking systems.
Who uses a payment switch?
Banks, microfinance institutions, fintechs, payment service providers and acquirers who need to authorise, route and settle transactions between multiple parties.