Payments Infrastructure
Payment Gateway
Accept card, wallet and mobile money payments online.
The Jugaad payment gateway lets e-commerce stores, billers and digital businesses accept payments online — cards, mobile wallets and bank transfers — through one hosted checkout or one REST API.
Because the gateway sits directly on top of our own PCI DSS certified switch, there is no third-party processor in the middle taking a cut or adding latency to every transaction.
What you get
Hosted checkout or full API
Drop in a hosted checkout page in an afternoon, or integrate the REST API directly for complete control of the payment experience.
Every local payment method
Cards, mobile money wallets and bank transfers behind one integration, so you add a method without shipping new code.
Webhooks and reconciliation
Signed webhooks on every state change plus downloadable settlement reports that reconcile cleanly against your ledger.
Merchant dashboard
Live transaction search, refunds, payouts and role-based access for your finance and support teams.
TRUSTED BY BUSINESSES ACROSS INDUSTRIES
Frequently asked questions
What payment methods does the gateway support?
Local and international cards, mobile money wallets and bank transfers, all through a single integration and a single settlement report.
How long does integration take?
Merchants using the hosted checkout are usually live within a day. A full REST API integration typically takes a development team a few days, and we provide sandbox credentials and support throughout.
Do I need my own PCI certification to use it?
Not for the hosted checkout — card data is captured on our certified infrastructure, which keeps it out of your systems and dramatically reduces your own compliance scope.